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CONFIRMATION OF COVERAGE

Contract Agreement Declarations Page

 

Plan Holder Name:

 

Covered Property Address:

 

Plan Holder Phone Number:

 

Covered Property Type:

Condominium < 5,000 sq. ft.

Plan Holder Email Address:

 

Mailing Address:

 

                                                 

Service Agreement Number:

 

Plan Name:

Omnio Signature Condo

Plan Purchase Date:

 

Plan Renewal Term:

[Annually][Monthly] recurring until cancelled

Plan Effective Date:

 

Plan Coverage

Anniversary Date:

 

                                                 

Service Agreement Payment Amount:

 

Payment Frequency:

[Monthly][Annually]

                                                 

                                                 

                                                 

Trade Service Fee:

$75

Covered Systems:

Central Air Conditioning System; Central Heating System; Ductwork; Interior Plumbing System; Interior Electrical System; Water Heaters

Covered Appliances:

Built-In Microwave; Installed Dishwasher; Refrigerator (including in-Refrigerator Icemaker);

Range/Oven/Cooktop; Built-In Kitchen Exhaust Fan/Hood; Trash Compactor; Installed Instant

Hot/Cold Water Dispensers; Built-In Wine Chillers and Mini Fridges; Garbage Disposal; Clothes Washer; Clothes Dryer

Additional Coverages:

Motorized Blinds; Home Electronics Package

Additional Benefits:

Food Spoilage; Refrigerant Cap; Non-Covered Charges Package

Optional Coverages:

[Free Standing Freezer]; [Free Standing Icemaker]; [Installed Home Humidifier/Dehumidifier]

 

 

THIS AGREEMENT IS SUBJECT TO TERMS, CONDITIONS, EXCLUSIONS AND LIMITATIONS SET FORTH IN THE ATTACHED SERVICE AGREEMENT. PLEASE READ SERVICE AGREEMENT CAREFULLY.

FOR SERVICE OR CLAIMS QUESTIONS PLEASE CALL US TOLL FREE AT (888) 466-6646 

SERVICE AGREEMENT IS ISSUED BY APPLIED WARRANTY SERVICES.

 

 

 

 

 

 

 

 

 

 

 

 

SERVICE AGREEMENT TERMS AND CONDITIONS

 

THIS IS A SERVICE AGREEMENT FOR REPAIR OR REPLACEMENT OF SPECIFIED APPLIANCES AND HOME SYSTEMS. THIS IS NOT A CONTRACT OF

INSURANCE. THE PURCHASE OF COVERAGE IS NOT MANDATORY, AND SIMILAR COVERAGE MAY BE PURCHASED THROUGH ANOTHER

RESIDENTIAL SERVICE OR INSURANCE COMPANY. THIS SERVICE AGREEMENT COVERS ONLY COVERED ITEMS LISTED ON THE CONFIRMATION

OF COVERAGE PAGE AND EXCLUDES ALL OTHERS UNLESS OTHERWISE STATED. SUBJECT TO ALL LIMITATIONS CONTAINED HEREIN, THIS

SERVICE AGREEMENT PROVIDES COVERAGE FOR UNKNOWN DEFECTS IF THE DEFECT IS NOT DETECTABLE THROUGH VISUAL INSPECTION OR SIMPLE MECHANICAL TEST, AND THE COVERED ITEMS ARE IN PROPER WORKING ORDER ON THE EFFECTIVE DATE. UNLESS OTHERWISE SPECIFIED, ANY DOLLAR LIMIT MENTIONED IS IN THE AGGREGATE. THE ADMINISTRATOR WILL NOT REIMBURSE YOU FOR SERVICES PERFORMED WITHOUT THIER PRIOR APPROVAL.

 

I. DEFINITIONS

 

  1. “Obligor”, “We”, “Us” and “Our”: means the company obligated under this Agreement, Applied Warranty Services, 10805 Old Mill Road, Omaha, NE 68154 (833) 985-1503.
  2. “Administrator”: means New Leaf Service Contracts, Inc., 433 E. Las Colinas Blvd., Suite 900, Irving, Texas 75039, (877) 634-0964.
  3. “Authorized Repair Technician” means the service contractor We assign in response to Your request for Service.
  4. “Service Agreement” means this contract between You and Us, including the Declarations Page.
  5. “Declarations Page” means the coverage confirmation attached to this Service Agreement that includes Your specific coverage information and Coverage Period.
  6. “Coverage Period” means the duration of this Service Agreement as identified on the Declarations.
  7. “Effective Date” means the date listed on the Declarations Page indicating the Effective Date of the Service Agreement.
  8. “Renewal Term” means the period after the initial Coverage Period that the Plan renews.
  9. “Homeowner Coverage” means coverage purchased by or on behalf of a home buyer at the time of closing and is effective on the date of closing or purchased directly by an existing Homeowner, provided the required payment has been received by Us.
  10. “Covered Property” means the address that is eligible for coverage and identified on the Declarations Page. Covered Property must not be commercial property or residential property converted, in whole or in part, into a business.
  11. “Covered Item(s)” means: (i) systems and components as specifically described herein as “Included” and that are located inside the confines of the Covered Property dwelling or garage (well or septic pumps, air conditioners, or pools/spas located at, but not necessarily inside, the Covered Property dwelling or garage are Covered Item(s) provided coverage was purchased and payment has been received by Us.); (ii) are in proper working order on the Coverage Period Effective Date; and (iii) become inoperative due to normal wear and tear, including breakdowns due to insufficient maintenance if, at the time the issue or breakdown, was unknown. Commercial-Grade Equipment and/or non-essential Components are not Covered Item(s).
  12. “Service” or “Services” means the diagnosis and performance of the work, including parts and labor, to repair or replace any Covered Item in accordance with the provisions set forth in this Service Agreement.
  13. “Trade Service Fee” means an amount due by You for a Service visit by an Authorized Repair Technician as listed on the Declarations Page.
  14. “You” “Your”, “Homeowner”, and the “Plan Holder” means the person contracting for services covered by this Service Agreement and/or whose name appears on the Declarations Page.
  15. “Accidental Damage from Handling (ADH)”: a single, unexpected, sudden, unintentional, and accidental event that does not include theft, mysterious disappearance, misplacement, reckless use, virus, or accumulated damage from continual or multiple events.
  16. “SEER Standard” mean the then-current U.S. Department of Energy Seasonal Energy Efficiency Ratio (SEER) requirement where the Covered Property is located.
  17. “Visual Inspection” means a non-invasive examination of covered home systems or appliances performed by the warranty provider, contractor, or Authorized Repair Technician. The inspection is limited to what can be seen without dismantling, removing, or testing components, and is intended to identify obvious defects, damage, or wear.
  18. “Simple Mechanical Test” means a basic functional check of a Covered Item to confirm it operates as intended. This may include turning a system or appliance on/off, running it through a normal operating cycle, or testing standard controls. It does not involve complex diagnostics, disassembly, or use of advanced testing equipment.
  19. “Modifications” means ancillary parts, materials, and labor reasonably necessary to connect, mount, vent, drain, power, or otherwise integrate a Covered Item with the existing Covered Property infrastructure or to comply with applicable codes at the time of service.

 

 

 

 

 

II. REQUESTING SERVICE

 

  1. Have Your Service Agreement Number, make or model of the Covered Item(s), and Covered Property’s complete street address available.
  2. You will pay the Trade Service Fee, stated on Your Declarations Page, or the actual cost of Services, whichever is less, when the Authorized Repair Technician arrives at Your home. Where this Service Agreement requires a Covered Item to be in a certain condition as a prerequisite to coverage, or when a Service Request is made, We reserve the right to request a copy of any visual or mechanical test that may have been performed by a home inspector or other licensed mechanical contractor.
  3. The Trade Service Fee is for each visit by an Authorized Repair Technician, except as noted below. The Trade Service Fee applies to each call dispatched and scheduled, including but not limited to those calls wherein coverage is deemed excluded or denied under Your Service Agreement. The Trade Service Fee is due if You fail to be present at a scheduled time, or in the event You cancel a service call at the time when the Authorized Repair Technician is on the way to Your home, or already at Your home. Failure to pay the Trade Service Fee will result in the suspension of coverage until the proper Trade Service Fee is paid. After the Trade Service Fee is paid, coverage will be reinstated; however, the Coverage Period will not be extended to cover the suspension period.
  4. You must notify Us as soon as a problem is discovered. We will accept service requests at (888) 466-6646 24 hours a day, 7 days a week, 365 days a year. We will assign an Authorized Repair Technician within 48 hours. If You request Service outside of an Authorized Repair Technicians’ normal business hours ( usually 8 AM – 5 PM in Your time zone, M-F, subject to change), You will be responsible for any additional fees and/or overtime charges. In emergency situations, We will determine what repairs constitute an emergency, such as systems that are essential to health and safety, such as loss of heating, cooling, plumbing or substantial electrical service, and such emergency situation renders the home otherwise uninhabitable—and not related to a Force Majeure Event, and will make reasonable efforts to expedite emergency service.
  5. We have the sole right to select the Authorized Repair Technician to perform the Service. We will not reimburse for services performed without prior approval. No Services will be performed if the Authorized Repair Technician is prevented from entering the Covered Property due to the presence of animals, insects, unsafe conditions, or if the Covered Item is not easily accessible. In this event, the Trade Service Fee will still be owed.
  6. Workmanship Guarantee: If Services provided under this Service Agreement should fail, then We will provide for the necessary repairs without an additional Trade Service Fee for a period of 90 days on parts and labor.

 

 

III. COVERAGE, EFFECTIVE DATES, RENEWAL AND PAYMENT

 

  1. If Homeowner Coverage is purchased at time of sale of Covered Property and payment has been received by Us, the 30-day waiting period for claims is waived.
  2. Homeowner Coverage for existing Homeowners is subject to a thirty (30) day waiting period for claims.
  3. Optional Homeowner Coverage may be added within thirty (30) days of the Effective Start Date, after which additional optional coverage eligibility is subject to a thirty (30) day waiting period.
  4. Offer for future coverage is at Our sole discretion. You will be notified of rates and terms for continuation of coverage thirty (30) days prior to the expiration of the initial Coverage Period End Date.
  5. If You elect to renew coverage for an additional one (1) year period following the expiration of the initial Coverage Period (Renewal Term), You will be automatically renewed for additional monthly periods thereafter, unless You notify Us in writing thirty (30) days prior to the expiration of the Renewal Term by mail at Omnio, 1300 Sawgrass Corporate Parkway, Suite 145, Sunrise, Florida 33323 or by email at cancellations@omnio.com. If You have any questions, You may contact Us at (888) 466-6646.
  6. You will select Your payment method upon order of this Service Agreement or upon renewal. Payment may be made in monthly installments or in full as indicated in Your Declarations Page. Service Agreements enrolled in monthly installment payment plans will auto-renew prior to the expiration of the initial Coverage Period and additional renewed Coverage Periods. You agree to make payment and understand and agree such payments will be debited from a pre- authorized credit card, based upon the payment plan You choose. You will not receive a monthly or annual bill. If Your payments are not current, We may refuse to provide Service under this Service Agreement. Except as otherwise specifically stated in this Service Agreement, Your payments are non-refundable.

 

 

  1. PROPERTY ELIGIBILITY

 

The Covered Property must be a condominium under 5,000 square feet.

 

 

 

 

V. HOMEOWNER COVERAGE

  1. COVERED SYSTEMS

 

Heating and Air Conditioning Systems

Note: If the repair or replacement of a Covered Item requires component or part upgrades to maintain compatibility and/or compliance with SEER, HSPF, or refrigerant standards, We will cover such upgrades and will also cover necessary associated upgrades to the condensing units, air handlers, evaporative coils, plenums, indoor electrical lines, duct connections, accessible refrigerant and condensate drain lines, and any other component or upgrades to maintain compatibility and/or compliance.

Covered Item

Coverage

Not Covered

Special Limit

Central Air Conditioning

All parts and components of permanently installed air conditioning systems up to a 5-ton capacity, including the condensation line, of the following types: ducted central and electric split and package units, geothermal, wall air conditioners, evaporative coolers, and mini-split systems.

i) All parts and components of geothermal systems located outside or under the Covered Property’s main foundation; ii) Gas or propane air conditioner units; iii) Window or portable air conditioning units;

iv) Water towers and chiller systems and components, and water lines; v) Inaccessible refrigerant and condensate drain lines;

vi) Humidifiers, dehumidifiers, ultraviolet lights, and home purification systems; vii) Fuel storage tanks;

viii)               Above or underground piping;

ix)                  Filters, cooler pads, condenser housing, and condensate pumps; x) Improper use; xi) Normal maintenance (tune-ups, cleanings, etc.);

xii) Zone control and related components of forced air systems; xiii) Wi-Fi enabled thermostat;

xiv) Well pump and well pump components; xv) Systems with improperly matched condensing unit and evaporative coil per manufacturer’s specifications, except as otherwise noted in this Agreement; xvi) Audio/visual components; and xvii) Bluetooth and Wi-Fi transmitters.

i) Coverage under this section is limited to the main cooling source to the home. System must be designed for residential application; ii) A maximum of two (2) units are covered per Coverage Period; iii) During the Coverage Period, We will pay no more than $6,000 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s); and iv) During the Coverage Period, We will pay no more than $1,500 for geothermal systems.

Central Heating

All parts and components of permanently installed heating systems up to a 5-ton capacity of the following types: forced

air (gas, electric, oil), geothermal, wallmounted heaters, floor furnaces, package units, heat pumps, mini-splits, hot water or steam circulating heat, and electric baseboard.

i)                     All parts and components of geothermal systems located outside or under the Covered Property’s main foundation;

ii)                   Gas heat pump systems, glycol systems, solar heating systems and components, fireplaces and components, wood stoves and components, heat lamps, radiant cable heat, and grain, pellet, coal, or wood heating units; iii) Window or portable heating units; iv) Aftermarket inducer fan motors;

v) Inaccessible refrigerant and condensate drain lines; vi) Humidifiers, dehumidifiers, ultraviolet lights, home purification systems, and electronic air cleaners; vii) Fuel or oil storage tanks;

viii)               Above or underground piping for geothermal and/or water source heat pumps;

ix)                  Filters, baseboard casings, key valves, vents, timers, and condensate pumps; x) Improper use of metering devices; xi) Normal maintenance (tune-ups, cleanings, etc.);

xii) Zone control and related components of forced air systems; xiii) Wi-Fi enabled thermostat;

xiv) Well pump and well pump components; xv) Systems with improperly matched condensing unit and evaporative coil per manufacturer’s specifications, except as otherwise noted in this Agreement; xvi) Audio/visual components; and xvii) Bluetooth and Wi-Fi transmitters.

i) Coverage under this section is limited to the main heating source to the home. System must be designed for residential application and cannot exceed a 5-ton capacity; ii) A maximum of two (2) units are covered per Coverage Period; iii) During the Coverage Period, We will pay no more than $6,000 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s); and iv) During the Coverage Period, We will pay no more than $1,500 for geothermal systems.

Ductwork

Leaks or breaks in ductwork connected to heating and/or air conditioning system(s) including leaks or breaks in vapor barriers, plenums, dampers, damper motors, and damper-only controls, registers, and grilles.

i) Filters, insulation, and asbestos-insulated ductwork; ii) Flues and vents;

iii)                  Ductwork exposed to outside elements;

iv)                  Separation due to settlement and/or lack of support;

v)                    Electronic, computerized, and manual systems management and zone controllers; vi) Audio/visual components; and vii) Bluetooth and Wi-Fi transmitters.

During the Coverage Period, We will pay no more than $6,000 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s).

 

Interior Plumbing System

Note: During the Coverage Period, We will pay no more than $6,000 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s). 

Covered Item

Coverage

Not Covered

Special Limit

Toilets

All parts and components, including

Toilet Seat and Lid, and Toilet Tank Lid.

Not Applicable.

During the Coverage Period,

We will pay no more than

$500 for the replacement of Covered Item of similar quality.

Faucets/Hose Bibs

All parts and components.

Not Applicable.

Not Applicable.

Shower Heads and Arms

All parts and components, including Steam Component of Shower Heads and Shower Towers.

Not Applicable.

During the Coverage Period,

We will pay no more than

$500 for the replacement of Covered Item of similar quality.

Pressure Regulators

All parts and components.

Not Applicable.

Not Applicable.

Built-in Jetted Tub

Motors, Pumps, and

Air Switch Assemblies

All parts and components.

Jetted tub, jets, and lines connecting jets to the jet pump.

Not Applicable.

Plumbing Stoppages

a)                    Clearing of sink, bathtub, laundry and toilet stoppages;

b)                   Clearings of stoppages of mainline drain or sewer system lines from existing access or clean-out without excavation up to 100 feet from the access point; and 

c)                    Clearing of lateral drain line stoppages up to 100 feet from access point including accessible cleanout, ptrap, drain or overflow access points.

i)                     Location of existing access clean-outs; installation of clean-outs; and/ or any stoppage that can only be accessed through an inaccessible location, such as roof vents and stoppages that can only be accessed by pulling the toilet; 

ii)                   Stoppages caused by collapsed, damaged or broken

drain, vent or sewer lines outside the Covered Property; and  iii) Stoppages due to roots, lines broken or infiltrated by roots, or otherwise stopped by roots, even if within the Covered Property.

Not Applicable.

Other Plumbing Components

a)                    Leaks or breakages of water, gas, drains, waste or plumbing waste vent lines and pipes that occur within the

Covered Property; 

b)                   All parts and components of valves; and 

c)                    Permanently installed ground water only sump pumps (including battery if used exclusively for the sump pump).

i)                     Bathtubs; sinks; bidets; shower enclosures and base pans; 

ii)                   Caulking/grouting;  iii) Septic tanks; water softener/filtration/ purification systems; water holding/storage tanks; saunas/steam rooms; 

iv)                  Flow restrictions in fresh water lines; and 

v)                    Fire suppression or interior sprinkler systems, and radon systems.

Not Applicable.

 

 

Interior Electrical System

Note: During the Coverage Period, We will pay no more than $6,000 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s). 

Covered Item

Coverage

Not Covered

Outlets

All parts and components.

Not Applicable.

Light Switches

All parts and components of hardwired light switches.

i) Fixtures, faceplates, and cosmetic damage;  ii) Audio/visual components; and  iii) Bluetooth and Wi-Fi transmitters.

Ceiling Fans

All parts and components of hardwired ceiling fans.

Not Applicable.

Built-in Exhaust Fans

All parts and components for all built-in exhaust, bathroom, attic, and whole house fans.

Not Applicable.

Doorbell Units

All parts and components of a hardwired doorbell unit.

i) Any doorbell that is part of an intercom, video monitoring, or security system; ii) Audio/visual components; and  iii) Bluetooth and Wi-Fi transmitters.

Smoke Detectors

All parts and components of hardwired smoke detectors.

i) Audio/visual components; and  ii) Bluetooth and Wi-Fi transmitters.

 

 

 

 

 

 

 

Interior Electrical System (continued)

 

Covered Item

Coverage

Not Covered

Other Electrical

Components: Lines,

Interior Wiring,

Circuit Breakers and Fuses, Breaker Box and Panel

Hard wired electrical lines, wiring, breaker box, and electrical panels that provide electrical power to the Covered Property.

i)                     Audio/visual components;

ii)                   Meter boxes;  iii) Lighting Fixtures;  iv) Bluetooth and Wi-Fi transmitters; 

v)                    Direct current (D.C.) wiring or components, low voltage systems or inadequate wiring capacity; 

vi)                  Damages due to power failure or surge, circuit overload, and/or rust and corrosion;

vi) Solar power systems, panels, and components; vii) Any type of home generator (including back-up and portable or installed generators) and associated electrical wiring and switches; viii) Electrical panel boxes that solely provide electrical power to items or structures located outside the main foundation of the Covered Home; and ix) Whole home energy management systems.

 

 

Water Heater

Note: A maximum of two (2) units are covered per Coverage Period. During the Coverage Period, We will pay no more than $1,500 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s). 

Covered Item

Coverage

Not Covered

Water Heater

i) All parts and components of gas, tankless, electric, or oil water heater units including the tank, circulating pumps, mixing valves and thermal expansion tanks; and ii) Problems resulting from sediment.

i) Units exceeding 80 gallons; ii) Solar water heaters or components; 

iii) Tempering tanks (holding and storage tanks) and fuel storage tanks;  iv) Energy management systems; v) Flues and vents; and vi) Drain lines and drain line components.

 

 

 

  1. COVERED APPLIANCES

 

Covered Item

Coverage

Not Covered

Special Limit

Built-In Microwave

All parts and components important to the functionality of the Covered Item.

i) Accessories; ii) Interior linings, doors, lighting, and handles;  iii) Portable, combination, or countertop microwaves;  iv) Cosmetic damage; and 

v) Components used during installation.

i)                     If failure is related to the door seal, and the seal is no longer available, You will be reimbursed the cost of the

repair;

ii)                   A maximum of two (2) units are covered per Coverage Period; and iii) During the Coverage Period, We will pay no more than $3,000 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s).

Installed Dishwasher

All parts and components important to the functionality of the Covered Item including water supply lines and valves.

i) Accessories; ii) Interior linings, lock and key assemblies, doors, latches, filters and screens, knobs and handles; iii) Cosmetic damage; iv) Audio/visual components;

v) Bluetooth and Wi-Fi transmitters; and vi) Conditions of water flow restriction due to scale, minerals and other deposits.

i)                     If failure is related to the door seal, and the seal is no longer available, You will be reimbursed the cost of the

repair;

ii)                   A maximum of two (2) units are covered per Coverage Period; and iii) During the Coverage Period, We will pay no more than $3,000 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s).

 

Covered Item

Coverage

Not Covered

Special Limit

Refrigerator

(including in-

Refrigerator

Icemaker)

All parts and components important to the functionality of the Covered Item including water supply lines and valves.

i) Freestanding freezers; ii) Specialty refrigerators: bar refrigerators, winechillers, kegerators, and drawer refrigerators; iii) Freestanding miniature refrigerators; iv) Accessories;

v) Cosmetic damage; vi) Ice crushers;

vii) Interior thermal shells, doors, latches, filters, lighting, knobs, handles, and sealed framework; and viii) Audio/visual components; and  ix) Bluetooth and Wi-Fi transmitters.

i)                     If failure is related to the door seal, and the seal is no longer available, You will be reimbursed the cost of the repair;

ii)                   A minimum of one (1) unit must be located in the kitchen; iii) A maximum of two (2) units are covered per Coverage Period; and iv) During the Coverage Period, We will pay no more than $10,000 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s).

Range/Oven/Cooktop

All parts and components important to the functionality of the Covered Item.

i)                     Warming drawer not incorporated into the range or oven unit;

ii)                   Clocks unless they affect the cooking function of the oven;  iii) Accessories;

iv)                  Interior linings, doors, latches, filters and screens, and knobs and handles;

v)                    Cosmetic damage; and vi) Portable units.

i)                     If failure is related to the door seal, and the seal is no longer available, You will be reimbursed the cost of the repair; ii) Sensi-heat burners will only be replaced with standard burners;

ii)                   A maximum of two (2) units are covered per Coverage Period; and iii) During the Coverage Period, We will pay no more than $10,000 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s).

Built-In Kitchen

Exhaust Fan/Hood

a)                    All parts and components

important to the functionality of the

Covered Item; and

b)                   Independent telescoping range exhaust fans (Downdraft Vents) are covered.

i) Whole house fans;  ii) Belts, shutters, filters, and lighting; and iii) Cosmetic damage.

i) A maximum of two (2) units are covered per Coverage Period; and ii) During the Coverage Period, We will pay no more than $3,000 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s).

Trash Compactor

All parts and components important to the functionality of the Covered Item.

i) Accessories; ii) Lock and key assemblies, removable buckets, seals; and iii) Portable units.

i) A maximum of two (2) units are covered per Coverage Period; and ii) During the Coverage Period, We will pay no more than $3,000 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s).

Installed Instant

Hot/Cold Water

Dispensers

All parts and components important to the functionality of the Covered Item.

i) Freestanding and/or portable, or otherwise not connected to the interior plumbing system; ii) Accessories; and iii) Cosmetic damage.

i) A maximum of two (2) units are covered per Coverage Period; and ii) During the Coverage Period, We will pay no more than $3,000 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s).

 

 

Covered Item

Coverage

Not Covered

Special Limit

Built-In Wine Chillers and Mini Fridges

All parts and components important to the functionality of the Covered Item.

i) Freestanding units; ii) Accessories; iii) Cosmetic damage; iv) Interior thermal shells, doors, latches, filters, lighting, knobs, handles, and sealed framework;  v) Audio/visual components; and  vi) Bluetooth and Wi-Fi transmitters.

i) A maximum of two (2) units are covered per Coverage Period; and ii) During the Coverage Period, We will pay no more than $3,000 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s).

Garbage Disposal

All parts and components important to the functionality of the Covered Item.

Not Applicable.

i) A maximum of two (2) units are covered per Coverage Period; and ii) During the Coverage Period, We will pay no more than $1,500 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s).

Clothes Washer

All parts and components important to the functionality of the Covered Item.

i) Accessories including stands, drawers;  ii) Filters and screens, doors, knobs, dials, and handles; 

iii)                  Cosmetic damage;

iv)                  Obstructed channels, lines, pipes, and/or obstructed venting; v) Flush guides; vi) Audio/visual components; and  vii) Bluetooth and Wi-Fi transmitters.

i) A maximum of two (2) units are covered per Coverage Period; and ii) During the Coverage Period, We will pay no more than $3,000 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s).

Clothes Dryer

All parts and components important to the functionality of the Covered Item.

i) Accessories including stands, drawers;  ii) Filters and screens, doors, knobs, dials, and handles; 

iii)                  Cosmetic damage;

iv)                  Obstructed channels, lines, pipes, and/or obstructed venting;

v)                    Audio/visual components; and  vi) Bluetooth and Wi-Fi transmitters.

i) A maximum of two (2) units are covered per Coverage Period; and ii) During the Coverage Period, We will pay no more than $3,000 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s).

 

 

 

 

  1. ADDITIONAL COVERAGES

 

Covered Item

Coverage

Not Covered

Special Limit

Motorized Blinds

All parts and components important to the functionality of the Covered Item.

i) Cosmetic damage such as discoloration, cracking, splitting, twisting, cracking, or yellowing from sunlight;  ii) Warpage of wood blinds or shutters; iii) Damage caused by weather;  iv) Damage caused by improper maintenance including sanding, improper washing, and use of sealants; and v) Fabric damage caused by abuse, accidents, alterations, or misuse.

During the Coverage Period,

We will pay no more than $1,500 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s).

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Home Electronics Package

Note: We will pay no more than $2,000 in the aggregate for the repair or replacement of Covered Item(s) per claim, and no more than $5,000 in the aggregate during the Coverage Period. 

Note: Any Covered Item(s) over five (5) years old are not covered by this Service Agreement.

Covered Item Category

Covered Items

Coverage

Not Covered

Home Office

Desktop Computers, Laptops,

Printers, Routers, Tablets, Peripherals (including, but not limited to, keyboards, webcams, and hard drives)

a)                    All parts and components

important to the functionality of the

Covered Item(s); and

b)                   Includes break/fix, ADH and technical support

i) Pre-existing conditions;  ii) Damage caused by power surges unless a surge protector is in use;  iii) Intentional damage and damage from nonresidential use;  iv) Acts of theft or loss;  v) Cosmetic damage;  vi) Software issues; 

vii) Accessories not essential to core functionality;  viii) Ink; and ix) Power Cords, and Batteries.

Home Entertainment

Audio/Video Streaming

Devices, Gaming Consoles,

Home Theater Systems,

Monitors, Speakers,

Televisions, and Wearable

Electronics

a)                    All parts and components

important to the functionality of the

Covered Item(s); and

b)                   Includes break/fix, ADH and technical support

i) Pre-existing conditions;  ii) Damage caused by power surges unless a surge protector is in use;  iii) Intentional damage and damage from nonresidential use;  iv) Acts of theft or loss;  v) Cosmetic damage;  vi) Software issues;  vii) Accessories not essential to core functionality; and viii) Power Cords, and Batteries.

Smart Home Devices

Carbon Monoxide Detectors,

Door Locks, Doorbells, Flood

Lamps, Garage Door Openers,

Light Dimmers, Light Switches,

Outlets, Security Cameras,

Smart Hubs/Home Controllers,

Smoke Detectors, and

Thermostats

a)                    All parts and components

important to the functionality of the

Covered Item(s); and

b)                   Includes break/fix, ADH and technical support

i) Pre-existing conditions;  ii) Damage caused by power surges unless a surge protector is in use;  iii) Intentional damage and damage from nonresidential use;  iv) Acts of theft or loss;  v) Cosmetic damage;  vi) Software issues;  vii) Accessories not essential to core functionality; and viii) Power Cords, and Batteries.

 

 

 

 

  1. ADDITIONAL BENEFITS

 

Covered Item

Coverage

Limit

Food Spoilage

To receive coverage for food loss resulting from the failure of the covered refrigerator, freezer, wine chiller, or mini fridge (excluding wine coolers, ice-makers, and wine cellars) the failure of Your Covered Item must be due to a defect in the components of the appliance such as a mechanical or electrical failure, and not a power failure of any kind such as power surge. To receive payment, the appliance must be repaired by an Authorized Repair Technician and the following must be submitted: a copy of the repair invoice, an itemized list of perishable food lost due to the lack of refrigeration, and proof of purchase of the replaced food as indicated on the list of food lost prior to the repair. Beverages not included.

You will be reimbursed up to $250 one time during the Coverage Period.

Refrigerant Cap

Refrigerant fluid refill.

During the Coverage Period, We will pay no more than $1,000 in the aggregate for the refill of refrigerant fluid.

 

 

 

 

 

Covered Item

Coverage

Limit

Non-Covered Charges Package

a)                    Building code violations up to $250 in the aggregate when required during a covered repair or replacement. Code violations for Covered Items not located within the Covered

Property are not covered; 

b)                   Building permits up to $250 per occurrence when required during a covered repair or replacement; 

c)                    Removal of all defective equipment that is replaced by Us under the terms of this Service Agreement; 

d)                   Coverage of systems with mismatched components, and improperly installed systems; 

e)                   Reclamation and disposal of refrigerant; and 

f)                     Modifications such as transition fittings and adapters, limited ductwork, electrical, and plumbing adjustments, condensate pumps and drainage, venting changes, and condenser pads.

i)                     During the Coverage Period, We will pay no more than $1,500 in the aggregate for the diagnosis, repair, or

replacement of Covered Item(s);

ii)                   We will pay no more than $750 in the aggregate during the Coverage Period for an improperly mismatched and/or unknown improper installation; iii) We will repair or replace any Covered Item that fails or is identified due to an associated failure that was not properly matched in size or efficiency, and/or improperly installed, provided that it was unknown or could not be known to the Plan Holder, real estate agent or other agent by a Visual

Inspection or Simple Mechanical Test prior to the Coverage Period Effective Date;  iv) If a Service Request is made pursuant to this Coverage, We reserve the right to request a copy of any visual or mechanical test that may have been performed by a licensed home inspector or other licensed mechanical contractor; and

v) Modifications will be covered up to two (2) times during the Coverage Period.

 

 

  1. OPTIONAL HOMEOWNER COVERAGE

 

Covered Item

Coverage

Not Covered

Limit

Free Standing Freezer

All parts and components important to the functionality of the Covered Item.

i) Specialty refrigerators: bar refrigerators, wine-chillers, kegerators, and drawer refrigerators; ii) Freestanding miniature refrigerators; iii) Food spoilage; iv) Accessories;

v) Cosmetic damage; vi) Ice crushers; vii) Interior thermal shells, doors, latches, filters, lighting, knobs and handles, and sealed framework;  viii) Audio/visual components; and  ix) Bluetooth and Wi-Fi transmitters.

i) A maximum of one (1) unit is covered per Coverage Period; and ii) During the Coverage Period, We will pay no more than $3,000 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s).

Free Standing Icemaker

All parts and components important to the functionality of the Covered Item.

i) Accessories; ii) Cosmetic damage; iii) Ice crushers;

iv)                  Interior thermal shells, doors, latches, filters, lighting, knobs and handles, and sealed framework;

v)                    Water and ice dispensers and their respective equipment; vi) Audio/visual components; and  vii) Bluetooth and Wi-Fi transmitters.

i) A maximum of one (1) unit is covered per Coverage Period; and ii) During the Coverage Period, We will pay no more than $3,000 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s).

Installed Home

Humidifier/Dehumidifier

All parts and components important to the functionality of the Covered Item.

i) Accessories; ii) Interior linings, vapor pads, filters and screens, water panels, disposable canisters, drain hoses, grilles; iii) Normal maintenance (tune-ups, associated part(s) adjustments); iv) Outdoor temperature sensors;

v) Audio/visual components; and  vi) Bluetooth and Wi-Fi transmitters.

i) A maximum of one (1) unit that is connected to either the HVAC unit or furnace is covered per Coverage Period; and ii) During the Coverage Period, We will pay no more than $2,500 in the aggregate for the diagnosis, repair, or replacement of Covered Item(s).

 

 

 

 

VI. LIMITS OF LIABILITY

 

  1. Problems cannot always be diagnosed and repaired on the first Service visit. We are not liable for losses or damages resulting from misdiagnosis or delays in completing diagnosis or repairs.
  2. Model/Serial Numbers. We are not responsible for repair or replacement of a system or appliance lacking a visible Model or Serial Number.
  3. Obstructed Items. We are not responsible for providing access to, or closing access from, any Covered Item which is concrete- encased or otherwise obstructed or inaccessible (including but not limited to beneath crawl spaces, floor coverings, systems, cabinets, etc.).
  4. Opened Walls/Ceilings. If it is necessary to open walls or ceilings to make repairs, We will close the opening, provided the walls and/or ceilings were not damaged by water prior to the Authorized Repair Technician beginning its Services or repairs, and return to a rough finish condition, subject to the monetary limits in this Service Agreement. We are not responsible for the restoration of wall coverings, floor coverings, plasters, cabinets, countertops, tiling, paint, or other surfaces. Similarly, We are not responsible for the repair of any cosmetic defects.
  5. Hazardous Materials. We will have no liability for the removal of, failure to detect, or contamination of any asbestos, radon gas, mold, or other hazardous products or materials as a result of failure to detect any asbestos, radon gas, mold, or other hazardous products or materials.
  6. Consequential Damages. We are not responsible for consequential or secondary damages. This includes, but is not limited to, repair of conditions caused by any of the following: chemical or sedimentary build up, insect infestation, mold, mildew or bacterial manifestations, misuse or abuse, theft or vandalism, failure to clean or maintain as specified by the equipment manufacturer, missing parts, structural changes, fire, freezing, electrical failure or surge, water damage, intentional acts, riot, lightning, mud, earthquake, soil movement or settlement, storms, accidents, pest damage, Force Majeure events (as defined below), failure due to excessive water pressure, or any other perils not considered loss or damage due to normal wear and tear.
  7. Force Majeure.
    1. This Service Agreement is not insurance but covers “normal wear and tear.” This Service Agreement does not cover any damage to Your home or home system caused by or as a direct or indirect result of a Force Majeure Event, including but not limited to, acts of God, fire, war, flood, earthquake, hurricanes, tornadoes, and other natural disasters, acts of terrorism, acts of any governmental authorities, accidents, strikes, labor troubles, shortages in supply, changes in laws, rules, or regulations of any governmental authority, and any other cause beyond Our reasonable control.
    2. When a Force Majeure Event occurs, We will make commercially reasonable efforts to fulfill its obligations under this Service Agreement. Force Majeure Events may result in delays or Our inability to perform under this Service Agreement. If We are unable to perform its obligations, in whole or in part, due to a Force Majeure Event, then Our obligations shall be suspended to the extent made necessary by such Force Majeure Event, and in no event shall We be liable to You for its failure to fulfill its obligations for damages caused by any Force Majeure Event.
  8. Loss of Use Damages. WE ARE NOT LIABLE FOR INDIRECT, CONSEQUENTIAL, OR ECONOMIC DAMAGES FOR LOSS OR DAMAGES TO ANY PERSON OR PROPERTY ARISING FROM THE LOSS OF USE OR THE INABILITY TO USE ANY COVERED ITEMS OR PROPERTY TO THE EXTENT SUCH MAY BE DISCLAIMED BY LAW, AND YOU EXPRESSLY WAIVE THE RIGHT TO ALL SUCH DAMAGES.
  9. Repairs/Replacements. We have the sole right to determine whether any Covered Item will be repaired or replaced. Parts and replacements will be of similar or equivalent quality and efficiency to those being replaced, subject to all other provisions of this Service Agreement. Where replacement equipment of identical dimensions is not readily available, We are responsible for providing installation of similar quality equipment but NOT for the cost of construction or carpentry made necessary by different dimensions. We are not responsible for upgrading or matching color or brand. During the first thirty (30) days of the Homeowner’s Coverage Period, We are not liable for replacement of entire systems or appliances due to obsolete, discontinuation, or unavailability of one or more integral parts. However, We will provide reimbursement for the costs of those parts determined by reasonable allowance for the fair market value of similar parts.
  10. Routine Maintenance. We are not liable for normal or routine maintenance. You are responsible for performing normal and routine maintenance and cleaning pursuant to the manufacturer’s specifications.
  11. Warrantied Products. We will not be responsible for repairs of systems or components arising from a manufacturer’s defect or recall. Our responsibilities will be secondary to any other extended or in-home warranties that exist for the covered systems, components, and appliances.
  12. Cash Settlement Option. We reserve the right to offer a cash settlement in lieu of repair or replacement in the amount of Our actual cost for the repair or replacement services and equipment necessary to effectuate the repair and/or replacement, which may be less than the retail price, to repair or replace any Covered Item.
  13. Authorized Repair Technician. Plan Holder understands and agrees that We are not a contractor. We will not be the Authorized Repair Technician and We will not perform the Services under this Service Agreement. We engage third party contractors to service homes under the Service Agreement. We will subcontract with Authorized Repair Technicians that meet Our standards. You understand and agree that We: (i) are not liable for the negligence, omissions, or other conduct of the Authorized Repair Technician; and (ii) are not an insurer of the Authorized Repair Technician’s performance.
  14. Second Opinions. We reserve the right to require a second opinion, which We will obtain at Our own cost.
  15. You understand and agree that Your sole remedy under this Service Agreement is the recovery of the cost of the covered repair or replacement, whichever is less. You understand and agree that, in no event, will Our liability exceed the per Covered Item limits in V. HOMEOWNER COVERAGE or $50,000 for all Covered Items located at the address of the Covered Property in the aggregate during the Coverage Period.

 

 

VII. EXCLUSIONS

 

The following exclusions are in addition to the items listed as “NOT COVERED” in section V. HOMEOWNER COVERAGE of this Service

Agreement. Where this Service Agreement requires an item to be in a certain condition as a prerequisite to coverage, or when a Service Request is made, We reserve the right to request a copy of any visual or mechanical test that may have been performed by a home inspector or other licensed mechanical contractor.

  1. Management Systems. Electronic or computerized energy management or lighting and appliance management systems are excluded from coverage.
  2. Non-essential Components. Items not required for Covered Item(s) to function, which may include but is not limited to: accessories, clocks, timers, lights, shelves, meat probe assemblies, audio/visual components, internet connectivity devices, remote control devices except garage door opener remotes, freezers or dispensers which are not an integral part of a refrigerator, lock and key assemblies; unless specifically listed under the V. HOMEOWNER COVERAGE section.
  3. Hazardous Substances. Services do not include the identification, detection, abatement, encapsulation, or removal of asbestos, radon gas, mold, or other hazardous substances, and We have no obligation to arrange for, and will have no liability for, the removal of the hazardous substance(s). If any hazardous materials are encountered while performing the Services, the Authorized Repair Technician has no obligation to continue the work until the hazardous materials are abated, encapsulated, or removed, or it is determined that no hazard exists. The Authorized Repair Technician will comply with U.S. Environmental Protection Agency regulations regarding lead paint. This may require an extension of time to complete the work.
  4. Excluded Repairs. We are not liable for repairs related to adequacy or capacity of Covered Item(s) in the Covered Property; or previous repair of Covered Item(s) not completed under this Service Agreement; or problems or failures caused by a manufacturer’s defect. We are not responsible for providing upgrades, including but not limited to SEER standard, R-410A and/or 7.7 HSPF or higher compliance, as well as any other efficiency required by federal, state, or local governments.
  5. Common Systems and Appliances. Except as otherwise provided in the Property Eligibility section, common systems and appliances are excluded.
  6. Building Permits. You understand and agree that We will not contract for services when permits cannot be obtained.

 

 

VIII. SERVICE AGREEMENT TERMS

 

We will provide You with written notification of any material changes to this Service Agreement thirty (30) days in advance of the implementation of such changes. You may not receive a notice when the changes are favorable to You or when changes are mandated by a regulatory agency. After notice of a material change, You may terminate this Service Agreement by providing written notice within the thirty (30) day period prior to the effective date of the change. If You do not respond prior to the expiration of the thirty (30) day period, You will be deemed to have accepted the change.

 

 

IX. CANCELLATION

 

  1. You may void this Agreement within thirty (30) days of the coverage Effective Date for a full refund of the Service Agreement fees paid if no claim has been made. The right to void this Agreement as provided in this paragraph is not transferable. A ten percent penalty per month will be added to any refund required under this paragraph, including any accrued penalties, that is not paid or credited within thirty (30) days after termination of this Agreement pursuant to this paragraph.
  2. You may cancel this Agreement within thirty (30) days of the coverage Effective Date if a claim has been made, or at any time thereafter, at which time You may be entitled to a refund of unearned Service Agreement fees paid less a processing fee of twentyfive dollars ($25) and less the cost of any services performed pursuant to the Agreement, where permitted by law. If the refund calculation results in You owing Us payment for services provided, We may bill You for the lesser of the net amount due to Us or the unpaid annual term Service Agreement fee. We will bill or charge You any balance owed to Us through the same mechanism as any previous installment billings, or We will direct bill You if such a mechanism is not available.
  3. We may terminate this Agreement immediately, after any applicable notice provisions, for non-payment, fraud or material misrepresentation. If We terminate for fraud or material misrepresentation, this Agreement is void and We shall refund all paid Service Agreement fees if no claims have been made. If a claim has been made, We will follow normal cancellation procedures as outlined in this section.

 

 

X. ARBITRATION

 

PLEASE READ THIS ARBITRATION PROVISION CAREFULLY TO UNDERSTAND YOUR RIGHTS. IT PROVIDES THAT ANY CLAIM OR DISPUTE THAT YOU MAY HAVE IN THE FUTURE RELATING TO THIS AGREEMENT AND YOUR DEALINGS WITH US MUST BE RESOLVED SOLELY THROUGH BINDING ARBITRATION. THIS SECTION SHALL NOT APPLY IF PROHIBITED IN YOUR STATE.

 

Notwithstanding the foregoing, You have the right to opt out of this agreement to arbitrate by providing written notice of Your intention to do so to Us via certified mail within thirty (30) days of the purchase of this Agreement.

 

Arbitration is a method of resolving any claim, dispute or controversy without filing a lawsuit. In this Arbitration Provision, You, We, and the Administrator (the “Parties”) are irrevocably waiving Our rights to go to court and are agreeing instead to submit any claims, disputes or controversies between the Parties to binding arbitration for resolution. This Arbitration Provision sets forth the terms and conditions of Our agreement to binding arbitration. The Parties agree and acknowledge that the transaction evidenced by this Agreement affects interstate commerce and the Federal Arbitration Act (“Act”) applies to this Arbitration Provision. The Parties agree to resolve all claims, disputes and controversies (collectively “Claims”) related in any way to this Agreement by binding arbitration, including but not limited to Claims related to the underlying transaction giving rise to this Agreement, and including further, without limitation, Claims arising under Agreement, tort, statute, regulation, rule, ordinance or other rule of law or equity. Notwithstanding this agreement to arbitrate, each of the Parties retains the right to seek remedies in small claims court to resolve any Claim within the jurisdiction of small claims court. You acknowledge Your understanding that all Parties hereunder are waiving their rights to go to court, except for small claims court, to resolve any Claims arising under this Agreement between or among the Parties.

 

YOU AGREE AND HEREBY EXPRESSLY WAIVE ANY RIGHT YOU MAY HAVE TO LITIGATE IN SMALL CLAIMS COURT, STATE, COUNTY OR FEDERAL

COURT ANY CLAIM ON A CLASS-ACTION BASIS OR IN ANY OTHER COLLECTIVE OR REPRESENTATIVE PROCEEDING AS EITHER A REPRESENTATIVE

OR MEMBER OF A CLASS, OR AS A PRIVATE ATTORNEY GENERAL, OR TO OTHERWISE PURSUE ANY CLAIM IN A CLASS-ACTION IN SMALL CLAIMS,

STATE, COUNTY OR FEDERAL COURT. NOTWITHSTANDING ANYTHING TO THE CONTRARY IN THIS ARBITRATION PROVISION, ANY DISPUTE REGARDING THE VALIDITY AND EFFECT OF THIS CLASS ACTION WAIVER PROHIBITING YOU FROM PARTICIPATING IN OR FILING A CLASS-ACTION IN ANY COURT SHALL BE DETERMINED EXCLUSIVELY BY A COURT.

 

The arbitration shall be administered by the American Arbitration Association (“AAA”). The arbitration shall be governed pursuant to the AAA Consumer Arbitration Rules (the “Code”). The arbitration will occur before a single, neutral arbitrator selected in accordance with the Code in effect at the time the arbitration is commenced. You have a right to attend the arbitration hearing in person. You may choose to have any arbitration hearing held in the county in which You live, the closest AAA location to Your residence, or via telephone. For information about how to initiate arbitration with the AAA, the Parties shall refer to the AAA Code and forms at www.adr.org or call (800) 778-7879. Each Party is responsible for their own filing fees, costs and expenses associated with an arbitration, including attorneys fees. 

 

NOTHING HEREIN IS INTENDED OR SHOULD BE CONSTRUED AS CONSENT OR AGREEMENT TO CLASS-ACTION OR REPRESENTATIVE

ARBITRATION. THE PARTIES AGREE AND ACKNOWLEDGE THAT THERE IS NO AGREEMENT OF ANY KIND BETWEEN THE PARTIES TO CONDUCT

ANY ARBITRATION ON A CLASS-ACTION OR COLLECTIVE BASIS, BY YOU AS A REPRESENTATIVE OF OTHERS, A PRIVATE ATTORNEY GENERAL OR A MEMBER OF A CLASS. THE PARTIES COLLECTIVELY AND YOU, INDIVIDUALLY, ACKNOWLEDGE AND DO NOT AGREE TO ARBITRATION OF ANY CLAIM HEREUNDER ON A CLASS-ACTION, COLLECTIVE OR REPRESENTATIVE BASIS UNDER ANY CIRCUMSTANCES.

 

 

XI. USE OF PERSONAL INFORMATION

 

By entering into this Agreement, You agree that any personal information that You provide to seller, Obligor, and/or Administrator in connection with this Agreement, whether required or not, constitutes permission for Seller, Obligor, and/or Administrator to add Your personal information to customer databases and to use and share Your information as set forth in the Privacy Policies of the Seller, Obligor and

Administrator. You may opt out of receiving marketing communications from Seller, Obligor, and/or Administrator as set forth in privacy policy materials You may receive, or as provided within any marketing materials (e.g., using the “Unsubscribe” feature provided in the footer of emails).

 

 

 

 

XII. TRANSFER OF SERVICE AGREEMENT

 

If Your Covered Property is sold during the Coverage Period, You may transfer this Service Agreement to the new owner by notifying Us. You must inform Us of the change of ownership and provide the name, email address, and phone number of the new owner. A copy of the Service Agreement is available upon request. You may not otherwise assign this Service Agreement without Our prior written consent.

We may assign this Service Agreement, in whole or in part, without Your consent, to the fullest extent allowed by law. You understand and agree that, in the event of such an assignment, We will have no further obligation to You.

 

 

XIII. INSURANCE

 

IN FLORIDA, THE OBLIGOR UNDER THIS AGREEMENT IS INSURED BY GENERALI U.S. BRANCH, NEW YORK, NY; NAIC # 11231, 28 LIBERTY STREET, SUITE #3040, NEW YORK, NY, 10005. 

 

IF THE ADMINISTRATOR FAILS TO PROVIDE SERVICE OR PAY A CLAIM WITHIN SIXTY (60) DAYS YOU MAY SUBMIT YOUR CLAIM DIRECTLY TO THE INSURER AT THE ABOVE ADDRESS.

 

 

 

XIV. STATE SPECIFIC PROVISIONS

 

THIS AGREEMENT IS AMENDED TO COMPLY WITH THE FOLLOWING REQUIREMENTS AND DISCLOSURES.

 

Florida Residents: This Agreement may not provide listing period coverage free of charge. 

Obligor is Applied Warranty and Insurance Services, LLC dba Applied Warranty Services.

You have the right to assign this Agreement, at least fifteen (15) days from the date the home is sold or transferred, to a subsequent retail purchaser of the home covered by this Agreement. We may charge an assignment fee not to exceed forty dollars ($40). This Agreement may be canceled by the purchaser within ten (10) days after purchase. The refund must be one hundred percent (100%) of the gross premium paid, less any claims paid on the Agreement. An administrative fee may be charged, not to exceed five percent (5%) of the gross premium paid by the warranty agreement holder. After the Agreement has been in effect for ten (10) days, if the Agreement is canceled by the Plan Holder, a return of premium shall be based upon ninety percent (90%) of unearned pro rata premium less any claims that have been paid. If the Agreement is canceled by the association for any reason other than for fraud or misrepresentation, a return of premium shall be based upon one hundred percent (100%) of unearned pro rata premium, less any claims paid on the Agreement. A home warranty association may effectuate a refund through the issuing sales representative. Please contact Us electronically or in writing if You prefer to receive this Agreement via United States mail.

The rate charged for this Agreement is not subject to regulation by the Florida Office of Insurance Regulation.